Life Insurance

Protection for when the worst happens

Whether you have just begun work, started a young family or a new business, it is important that you and your loved ones are adequately protected against life’s uncertainties and risk. Life is ever changing and is beyond your control. Imagine what could happen to your family when you are no longer the breadwinner anymore due to untimely death.

Did you know that one in six men and one in nine women over the age of 30 will die before they turn 65? Dying early is a very real possibility. For those left behind, it can cause serious financial problems. (Statistics New Zealand, 2004)

Life Cover pays out in the event of your death – either as a lump sum or as a monthly benefit. This type of cover can support the loved ones you leave behind, and if you're a business owner or shareholder, it can also secure the business' long-term survival.
You’re covered anywhere in the world, 24 hours a day.
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Leaving a lump sum to the people who matter most

If your family need your income to survive, Life Cover can help them to cope financially without you.

Leaving a lump sum to take care of your business partners

Businesses can be at risk when a partner dies. Life Cover can make it easy for surviving partners to take over your share and keep the business running.

Creating an ongoing monthly income for your family

If you’d rather leave your family with an ongoing monthly benefit, instead of one big lump sum, you may prefer Family Protection Cover.

Accidental Death – another option

For people who aren’t eligible for regular Life Cover, or simply need a more affordable option, Accidental Death insurance could be the answer.